The Most Expensive Zip Codes in Pinellas County, FL

Pinellas County is one of Florida's most sought-after places to live—and for good reason. Flanked by the Gulf of Mexico to the west and Tampa Bay to the east, this narrow peninsula combines waterfront living, cultural depth, and year-round sunshine in a way few places can match. But within the county, some zip codes command a premium that sets them well apart from the rest.

Whether you're relocating, investing, or simply curious about where Pinellas County's most exclusive addresses lie, this guide breaks down the most expensive zip codes in the area. For each one, you'll find details on the neighborhoods within it, the schools that serve it, the lifestyle it offers, and the real estate figures that define its market in 2025.

33767 — Clearwater Beach, FL

Situated on a barrier island just off the coast of Clearwater, zip code 33767 is home to some of the most sought-after real estate in Florida. The beach itself has been consistently ranked among the best in the United States, a reputation that fuels intense buyer interest year after year. The zip code covers the vibrant community of Clearwater Beach and extends to Sand Key in the south—a more tranquil residential enclave characterized by high-rise condominiums and single-family homes directly on the Gulf. This unique blend of vacation-oriented properties and full-time residences attracts a diverse range of buyers from across the country.

Life in 33767 is centered on the water, offering a distinctive resort-town appeal. The iconic Pier 60 hosts nightly street festivals, while Mandalay Avenue provides world-class dining. Residents and visitors enjoy easy access to watersports, deep-sea fishing charters, and the renowned Clearwater Marine Aquarium. The island's compact size makes it easily navigable by golf cart or bicycle, enhancing its leisurely atmosphere. For families, the area is served by the Pinellas County School District, including Sandy Lane Elementary, Clearwater Intermediate, and Clearwater High School, with several private institutions also accessible nearby.

From a real estate perspective, Clearwater Beach remains one of the most expensive markets in Pinellas County. As of early 2025, the median home sale price in 33767 ranges from approximately $850,000 to $1.1 million. Gulf-front condominiums and single-family homes frequently command prices exceeding $2 million. Inventory remains limited, and sustained demand from out-of-state buyers, particularly from the Northeast and Midwest, continues to uphold these elevated property values.

33704 — Old Northeast & Snell Isle, St. Petersburg

Made up of two of St. Petersburg's most prestigious historic neighborhoods, Old Northeast and Snell Isle, zip code 33704 is distinguished by its architectural character, tree-lined streets, and coveted waterfront positions. Old Northeast, one of the city's earliest residential developments, features craftsman bungalows, Spanish Mediterranean revival homes, and colonial-style estates dating from the 1920s. Snell Isle, a man-made island also developed in the 1920s, offers large waterfront lots on Coffee Pot Bayou and Tampa Bay, attracting buyers seeking deep-water access and significant square footage.

This area's desirability is enhanced by its excellent schools, which fall within the Pinellas County School District. Highly regarded institutions include North Shore Elementary, known for its arts integration program, as well as John Hopkins Middle School and St. Petersburg High School. Nearby private options include Canterbury School of Florida and Admiral Farragut Academy. The lifestyle in 33704 combines residential tranquility with cultural vibrancy. Old Northeast is walkable to destinations along 4th Street North and waterfront parks, while Snell Isle provides private waterfront living just minutes from downtown's energy. Proximity to Downtown St. Petersburg offers residents easy access to the Dali Museum, St. Pete Pier, the Mahaffey Theater, and an acclaimed restaurant scene, making it one of the most culturally rich areas in the county.

From a real estate perspective, the 33704 zip code commands a median sale price of approximately $750,000 to $950,000 in 2025. Waterfront properties on Snell Isle frequently list between $1.5 million and $4 million, while renovated historic homes in Old Northeast continue to appreciate steadily. Competition among buyers for move-in-ready properties in this area remains strong.

33715 — Tierra Verde & Pinellas Point, FL

The 33715 zip code contains the upscale island community of Tierra Verde and parts of Pinellas Point in southern St. Petersburg. Primarily developed in the 1970s and 1980s, Tierra Verde is a planned residential community known for its deep-water canals, private boat docks, and a strong boating culture. Despite its secluded feel, it is conveniently located just 20 minutes from downtown St. Pete. The lifestyle in 33715 is heavily oriented toward outdoor and waterfront activities, largely due to its proximity to the acclaimed Fort De Soto Park. This 1,000-acre park offers extensive natural landscapes, beaches, and kayak trails, functioning as a major local attraction. The community is also self-contained, with its own marina, tennis courts, and social club. For families, the area is served by the Pinellas County School District, including Gulfport Elementary, Bay Point Middle School, and Lakewood High School, though many also explore private school options. From a real estate perspective, Tierra Verde contains some of the most desirable waterfront properties in the county. As of 2025, median home prices range from approximately $800,000 to $1.3 million, while premium canal-front estates with deepwater dockage and Gulf access often list between $1.8 million and $3.5 million. The market is driven by buyers seeking privacy and direct boating access, ensuring consistent demand.

33786 — Belleair Beach & Belleair Shore

The 33786 zip code includes the small, exclusive barrier island municipalities of Belleair Beach and Belleair Shore, which are two of the most affluent communities in Pinellas County and among the most exclusive in all of Florida. These neighborhoods attract buyers seeking privacy and proximity to the water without the commercial activity found in larger beach towns. Belleair Shore, in particular, is one of Florida's smallest municipalities by population, featuring a tight cluster of Gulf-front homes that rarely change hands. Its slightly larger neighbor, Belleair Beach, offers a mix of Gulf-front estates, intracoastal properties, and quiet residential streets.

Life in 33786 is defined by its quietude and residential focus. There are no large commercial strips or tourist-facing attractions, as the community draws residents who specifically want to escape that environment. The beach access is uncrowded, the streets are peaceful, and the proximity to the amenities of Clearwater and Largo ensures that residents do not sacrifice convenience for calm. For recreation and social engagement, the nearby Belleair Country Club offers golf, tennis, and social programming. The area is served by the Pinellas County School District, including Mildred Helms Elementary and Largo Middle School, with Largo High School and various private institutions in Belleair and Clearwater providing additional educational options.

As one of the most exclusive zip codes in Pinellas County, the real estate market reflects its desirability. Gulf-front homes in Belleair Shore regularly command prices between $3 million and $8 million. In Belleair Beach, properties range from approximately $900,000 to over $3 million, depending on their orientation and lot size. Property turnover is low in this area, and when listings do come to market, they tend to attract well-qualified buyers quickly.

33701 — Downtown St. Petersburg, FL

Zip code 33701 covers the heart of Downtown St. Petersburg, an area that has transformed over the last decade into one of Florida's most desirable urban addresses. This vibrant zip code offers a diverse real estate portfolio, from luxury high-rise condominiums and restored historic buildings to new construction projects. It includes the central business district, the scenic waterfront, and distinct neighborhoods like the Edge District and Warehouse Arts District, where former industrial buildings have been creatively repurposed into loft residences, galleries, and hospitality venues. The area's appeal is significantly enhanced by its cultural attractions, making it the cultural hub of Pinellas County. Residents enjoy access to the St. Pete Pier, the Salvador Dalí Museum, the Museum of Fine Arts, and a celebrated food and beverage scene, contributing to a lifestyle comparable to larger metropolitan cities. This dynamic environment, combined with high walkability and proximity to waterfront parks, has made 33701 a magnet for young professionals and downsizing buyers.

Education in the area is served by the Pinellas County School District, with nearby public schools including Campbell Park Elementary, John Hopkins Middle School, and St. Petersburg High School. Families also have access to various magnet programs and private institutions. The real estate market reflects the area's desirability, with the downtown condo market showing considerable strength. As of 2025, luxury condominiums in 33701 are priced from approximately $800,000 to well over $3 million for premium units in premier buildings like ONE St. Petersburg and Saltaire. With an active new construction pipeline, the demand for urban waterfront living in this dynamic zip code shows no signs of slowing down.

33785 — Indian Rocks Beach & Indian Shores, FL

The 33785 zip code is home to the barrier island communities of Indian Rocks Beach and Indian Shores, two cherished Gulf Coast towns experiencing sustained price appreciation from both relocation buyers and short-term rental investors. Indian Rocks Beach offers a small-town, residential feel that sets it apart from the more commercialized parts of the Pinellas coast. To its immediate south, Indian Shores provides a quieter atmosphere known for its stricter short-term rental regulations and unhurried pace. Together, these communities attract buyers seeking a Gulf lifestyle without the larger crowds found at Clearwater Beach or St. Pete Beach.

Families are often drawn to this area due to its well-regarded schools within the Pinellas County School District, including Anona Elementary, Seminole Middle School, and Seminole High School, all of which are consistently strong performers. The local lifestyle is further enhanced by attractions such as the Suncoast Seabird Sanctuary in Indian Shores, one of the nation's most visited wildlife rehabilitation centers. Residents enjoy wide, well-maintained beaches, local dining, boutique shops, and a strong sense of community, creating a cohesive neighborhood feel.

From a real estate perspective, both Indian Rocks Beach and Indian Shores have demonstrated notable price growth. As of 2025, median sale prices in 33785 range from approximately $700,000 to $950,000. Desirable Gulf-front properties typically list between $1.5 million and $4+ million. The market also presents an investment opportunity where local regulations permit short-term rentals, attracting buyers interested in income-producing assets.